Social Security System – SSS Maternity Benefits
This blog post is specifically for women, married or otherwise, who get pregnant. Since you will be a mother soon, you need to take several days off to look after your baby, rest, and replenish your lost strength. If you are a member of the SSS, you are entitled to MATERNITY BENEFIT. Obviously, if you are male, you cannot avail of this benefit.
As a requirement, you should have paid at least three month contributions for the preceding 12-month period before the maternity benefit claim. Also, you should notify your employer about your pregnancy and fill out the required forms. It does not matter if you’re married or not, as long as you’re a member of the SSS, you can avail of this benefit.
If you avail of this benefit, you will receive 100% of your daily salary for all the days spent for maternity leave. There is a limit on the number of days, however. For normal delivery, you can get up to 60 days of your daily salary, while the maximum for cesarean delivery is for 78 days. Just like the Sickness Benefit, there is a special formula applied for the amount that you will receive. In this case, I can no longer provide such calculation and the best course of action would be for you to ask your employer and the SSS branch near you.
A maximum of four deliveries may be covered under the SSS Maternity Benefit. If you really want more kids than that, you’ll have to bear the expenses at no SSS benefit for you. Well, three kids is already a lot, but four! This calls for effective family planning.
If you have applied for the Maternity Benefit, you can no longer get the Sickness Benefit even if you applied for it. The general rule is that you cannot have two benefits at the same time.
There are forms that you need to fill out for you to avail of this benefit. Please consult your company Human Resource Department or Admin to understand which forms you need. To give you a rough idea, however, you will need to fill out:
SSS Form MAT-1 and SSS Form MAT-2 for employed members. You also need to prepare documents related to your delivery, miscarriage or abortion. For SSS forms, you can visit the nearest SSS branch or download them here.
Disclaimer: The information presented here are from the SSS website and other reference materials pertaining to the SSS. It is the duty of the reader to verify any information from the Internet before using them. Again, please call or visit the SSS branch near you to verify the information presented here. The author is not liable to any incorrect information due to updates in the SSS processes.